Job Details

General Summary Description
The Underwriting Manager plans, organizes, directs, and coordinates the Underwriting Program.
The Underwriting Program is designed to assist in evaluating prospective members for program eligibility, collecting the appropriate amount of member contribution, and maintaining Memoranda of Coverage (MOCs) to reflect the intent of the members as articulated by the Board of Trustees. The position is based in the Topeka office, but will require travel throughout the State of Kansas.

Duties / Responsibilities
• Evaluate prospective members for program eligibility consistent with governing documents and Board of Trustee policy.
• For each line of coverage, identify the appropriate exposure base upon which to evaluate member risk.
• Develop and apply rates to the appropriate member exposure unit to ensure member contributions are sufficient to meet actuarially projected loss estimates, operational expenses, and reinsurance costs.
• Apply experience modification factors and member debits and credits to incentivize sound member risk management practices.
• Annually review rates to ensure the company collects sufficient member contributions for each line of coverage.
• Annually review and update the coverage questionnaire.
• Manage the member coverage renewal process, including:
o Issuing and collecting completed coverage questionnaires.
o Reviewing and finalizing member renewal rates in conjunction with Administrator/CEO.
o Working with Executive Assistant to finalize and issue member invoices, certificates of participation, automobile insurance identification cards.
o Preparing and issuing member MOCs.
• Proactively work with members to identify and document operations not covered by the company.
• Manage property appraisal process.
• With input from Administrator/CEO, Coverage Counsel, and Broker/Consultant, annually review Memoranda of Coverage (MOCs). Make recommendations to the Administrator/CEO that ensure:
o Language reflects the members' intent as articulated by the Board of Trustees.
o Coverage terms and program limits adequately protect the members against known or emerging risk.
o Coverage enhancements or limits maintain market superiority.
o Coverage meets reinsurer requirements.
o Coverage terms are articulated in easy to understand language.
• Provide coverage interpretations to internal claims staff and the Administrator/CEO on complex claim matters.
• Provide prompt and courteous response to member exposure and coverage inquiries.
• Where needed, conduct onsite assessments to identify and measure risks associated with member operations.
• Develop and maintain internal underwriting guidelines.
• Work with marketing staff to assist in the preparation of proposals on new business.
• Maintain the underwriting component of the risk management information system (RMIS).
• Provide ongoing member education on the implementation and use of the RMIS' member portal for reporting and updating member exposure data.

Minimum Qualifications
• Five years' property and casualty underwriting experience required.
• Bachelor's Degree and underwriting experience in a public entity context preferred.

Additional Requirements
• Licenses/Certification:
o Valid Driver's License and Insurance
o Kansas Insurance Agent's License
o CPCU Designation Preferred
• Skills:
o Thorough knowledge of property and casualty underwriting principles
o Municipal/county operations and risks
o Proficient in Microsoft Office Suite including Outlook, Word, and Excel
o Excellent investigation and problem-solving abilities
o Strong verbal and written communication skills
o Excellent presentation skills
o Strong organizational and time management skills
o Ability to read, analyze and interpret policies, procedures, statutes, rules, and regulations.
o Ability to work with risk management information systems to extract critical data.
• Work Environment:
o Office environment
o Statewide travel: Up to 25% including overnight stays
o Occasional work around heavy equipment
o Prolonged sitting
o Prolonged standing while conducting trainings
o Driving for long periods of time to meet with members
o Climbing ladders, stairs, and ramps
o Walking on roofs
o Frequent stooping, kneeling, and crouching